1.Investing your money keeps you from buying something else
No matter how much you want to check a savings goal off your list, it's all too easy to spend the money on something else when it's just sitting in your bank account. Maybe you think willpower alone will be enough to keep you on course. If so, that's great! But what if it isn't?
Say you're planning a wedding. Despite knowing you'll need the money for your reception and honeymoon, if it's easily accessible, you might be tempted to use some of it to go out on the town with your partner or celebrate your engagement with friends. The best way to ensure that your money goes toward your goal is to move it out of your bank account before you feel the urge to spend it. Keeping that money in a separate account also makes it easier to see your progress.
One way to prioritize your goal is to set up automatic investments. When you do this, the money will go directly to the account you're using to save for your goal.