Understanding Roof Warranty Coverage on Storm Damage (2024)

FAQs

Does warranty cover storm damage? ›

While your roofing warranty may not cover certain types of storm damage, your homeowners insurance probably will. Homeowners insurance policies often cover damage from severe weather events, allowing you to get repairs done promptly.

High winds – Winds of a specific speed or duration are covered by some warranties, but if you live in a high-wind area, you may need additional coverage. Puncture damage – A roof with a lot of foot activity can suffer from puncture damage.

Most manufacturer warranties strictly cover the cost of defective materials, so you're responsible for any labor charges to remove and dispose of failed shingles and install the replacements.

The length of the warranty varies per contractor, but some will guarantee their workmanship for the life of your roof. How long is a roof workmanship warranty? You can expect a contractor to offer anything from two to 10 years on their warranty, some even going up to 25 years.

The typical manufacturer's warranty will cover any repair or replacement for damage that stems from the manufacturing process. Outside of product malfunctions or defects due to a manufacturing error, you'll be paying out-of-pocket.

Manufacturer's warranties are designed to protect against defects and malfunctions, but they do not cover damages caused intentionally by the user. Any deliberate damage inflicted on a product, such as physical alterations, dismantling, or unauthorized repairs, will void the warranty.

While the different coverage aspects of a roofing warranty are going to be more advantageous to different homeowners depending on their specific needs and circ*mstances, the best roofing warranties offer 10 or more years of coverage on workmanship, non-prorated periods of 25 years or more on materials, 20% or more ...

If your contractor has a good reputation for quality work, a roof workmanship warranty may be worth it. Keep in mind that some roof warranties may have exclusions or limitations that limit your coverage. Some warranties may not cover storm or natural disaster damage.

The shingle manufacturer's warranty is limited to defects in the shingles caused by flaws in the manufacturing process but not flaws in the installation process. These warranties cover the costs of the material but not of labor, removal, disposal, and other additional costs.

The most common way that a warranty is voided is through an error in installation. Most warranties are particular about how the product should be installed. Inexperienced contractors and DIY attempts make up the majority of installation issues.

How to claim warranty on shingles? ›

When filing warranty claims, either with the materials manufacturer or roofing contractor, you should be prepared to submit a copy of the original warranty. Before doing this, highlight the section naming the coverage and the specific type of damage incurred.

50-year shingles and tiles are roofing materials that manufacturers guarantee beyond a standard warranty. 50 year warranties and the quality of the materials vary depending on the manufacturer. Brava offers a transferable 50-year limited warranty on all its products to provide more protection for the homeowners.

Poor Customer Satisfaction

Right at the top of the list of why the roofing industry has such a bad reputation is that many customers are just simply not satisfied. Many roofing contractors treat their customers poorly, in addition to not completing the work to the homeowner's satisfaction.

GAF is North America's largest roofing manufacturer, providing high-quality roofing products to homeowners for over 135 years. As an industry leader, GAF offers some of the strongest warranties in the market to give homeowners peace of mind on their roofing investment.

Homeowners insurance may help cover certain causes of storm damage, including wind, hail and lightning. However, damage caused by flood and earthquakes typically is not covered by a standard homeowners insurance policy. It's important to read your policy to learn what types of storm damage may or may not be covered.

A car warranty won't cover damage to your vehicle caused by an accident. That's where car insurance can help. If you carry comprehensive and auto collision coverage, your vehicle is covered for accidental damage, as well as other unexpected events, such as a tree branch falling on your car.

One of the biggest differences between extended warranties and product warranties is that extended warranties are offered through the manufacturer, while accident protection plans are offered through another company.

Damage from Natural Disasters or Extreme Weather Events

While your roof is there to withstand various weather conditions. Not all warranties provide coverage for damages caused by natural disasters or extreme weather events. Such events include hurricanes, tornadoes, earthquakes, and hail.