By adding optional Portable Contents cover to your policy, you know your portable items are covered when you’re on the move. For example, if your camera is damaged during an accident, we’ll repair, replace or reimburse you, at our discretion, for its equivalent value. We’ll pay up to your sum insured, that’s the total amount we’ll pay if you have to make a claim. This is in addition to your cover for standard insured events like fire2 and flood.
You can tailor Portable Contents cover to suit your needs by choosing from two types of cover: listed or unlisted.
Listed cover means you can list specific portable contents items separately for their full value.
With unlisted cover, you can choose a value for each item from the available ‘limits of cover per item’. There’s also a combined ‘total sum insured limit’ for all items. This means you won’t need to list each item individually.
Before deciding on a policy, you should carefully consider the relevant Product Disclosure Statement (PDS) and Supplementary PDS , where applicable, which set out the standard terms, conditions, limits, and exclusions., where applicable, which set out the standard terms, conditions, limits, and exclusions.
The Portable Contents option only covers laptops, tablets, mobile phones, smart watches, and other wearable technology if they’re specified on your policy as Listed Portable Contents.
